Fast, secure, and seamless — the way payments should be.

Experience the Power of Modern Payments with OnePinnacle.

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80k+

We are Helping Customer Globally Every Time

52220

Total Users

25300

Total Deposit

250

Total Agents

300

Total Merchants

How It Works

Discover how Qunzo works

Register Account

By Registering the website you will able to start your operation

Verify Email

After creating the account user need to verify the email for account purpose

Verify KYC

Users' KYC needs to verify to before making any withdrawals

Deposit Money

Users can deposit using any automatic or manual gateways

Merchants & Agents

User can pay to the merchant and also cashout money from agent.

Transfer, Gift, Invoice

The user can transfer money to another user. Also, gift creation for other users and redeeming the gift. Also, create an invoice and pay.

Refer To Friends

User can refer their friends and get a referral bonus.

Withdraw & Cash Out

User can withdraw their money or cash out from the agent.

What We Offer

Affiliate System

Earn rewards by referring users and partners. Grow your income while helping others experience seamless digital payments.

Withdraw Money

Easily transfer your funds to your bank or mobile wallet anytime, anywhere, quickly and securely.

Digital Platform

Experience instant, borderless payments for goods and services with just a few clicks.

Secure Transaction

Make fast and secure payments to online and offline merchants using your Qunzo balance.

Qunzo Features

Discover how Qunzo makes every transaction faster, safer, and smarter empowering your daily financial activities with ease.

Get Started

Agent & Merchant

Accept and manage payments easily in-store or online — fast, secure, and reliable.

Internet Retailer & Ecommerce

Power your store with instant, safe online payments that build customer trust.

Digital Payments

Send or receive payments instantly safe, seamless, and always available.

Affiliate Marketer

Get paid quickly and securely for every sale or referral, anywhere, anytime.

Looking for a Business Account?

Accepting payments as a merchant opens up new opportunities for businesses by enabling fast, secure, and borderless transactions.

Explore

Looking for a Agent Account?

Becoming a payment agent allows individuals and businesses to facilitate digital transactions while earning commissions.

Explore

Frequently Asked Questions

Find quick answers to common questions about our Qunzo app.

Simply download the Qunzo app or visit our website, click "Sign Up," and follow the registration process. You'll need to provide basic information and verify your email/phone number.

KYC (Know Your Customer) is an identity verification process required for security and regulatory compliance. It helps protect your account and enables higher transaction limits.

Yes, Qunzo supports multiple currency wallets. You can create and manage wallets for different currencies within a single account.

Transaction fees vary depending on the type of transaction (transfer, payment, withdrawal, etc.) and the payment method used. You'll see the exact fee before confirming any transaction.

Qunzo supports multiple fiat and cryptocurrencies. The available currencies depend on your region and account type. Check the app for the complete list of supported currencies.

Yes, Qunzo offers currency exchange features allowing you to convert between different currencies in your wallet at competitive rates.

Yes, Qunzo provides API integration and plugins (including WooCommerce) to accept payments on your website or e-commerce platform.

Trusted by Users Worldwide

Don't just take our word for it. Here's what our community has to say about their experience.

Qunzo App makes digital payments unbelievably simple. I can transfer money, pay bills, and withdraw anytime without any hassle.

Sarah Ahmed

Business Owner

The app is fast, secure, and super reliable. Qunzo has become my go-to solution for managing daily financial transactions.

Jonathan Lee

Software Engineer

I love how smooth everything works in Qunzo . From sending money to merchants to checking my wallet — everything is instant.

Maria Gomez

Freelancer

Qunzo App helped my business go fully digital. Accepting payments and managing customers is now easier than ever.

David Khan

Agency Manager

The user interface is clean and easy to understand. Even first-time users can handle transactions effortlessly with Qunzo.

Emily Carter

Marketing Specialist

Our Blogs

Explore expert tips, platform updates, and the latest trends in digital payments.

The Rise of Cross-Border Payments in the Digital Economy

The Rise of Cross-Border Payments in the Digital Economy Cross-border payments have historically been slow, expensive, and full of hidden fees. Traditional banking systems rely on correspondent networks, manual reviews, and outdated infrastructure. Today, fintech innovations are changing everything — making global transfers faster, cheaper, and more transparent. What’s Driving the Demand? 1. Global Freelancing & Remote Work Millions of freelancers work for international clients and depend on fast global payments. Slow settlement means delayed salaries and cash-flow problems. 2. Growth of Global E-Commerce Businesses sell products internationally and need platforms that can manage multiple currencies, transparent FX rates, and instant settlements. 3. Rise of Digital Nomads People living abroad require cheaper, more flexible solutions than traditional banks can provide. 4. Crypto and Stablecoin Adoption Stablecoins like USDT and USDC have enabled next-generation remittance systems with near-instant settlement and lower fees. How Fintech Is Improving Cross-Border Transfers 1. Real-Time Settlement Rails API-based providers like Wise, Circle, and Finage allow fintech apps to process instant payouts across dozens of countries without relying on slow banking layers. 2. Transparent FX Rates Fintech apps now show real-time exchange rates and fees upfront. No hidden charges, no surprise deductions. 3. Multi-Currency Wallets Users can store funds in multiple currencies, convert instantly, and withdraw when needed. 4. Automated AML & Compliance Fintech platforms use AI to detect suspicious transfers and block illegal activity, reducing risk while maintaining speed. Future of Cross-Border Payments The next decade will bring massive changes, including: Full interoperability between banks, wallets, and crypto networks Instant global settlements AI-driven compliance automation Cheaper remittance corridors powered by real-time APIs Conclusion: Cross-border payments are moving toward instant, low-cost, and fully transparent systems. For fintech companies, this is a huge opportunity to build global-ready financial products.

Download and Explore Our App

Get the app and start managing your finances anytime, anywhere.

Why KYC & Compliance Matter in Modern Fintech

Why KYC & Compliance Matter in Modern Fintech Fintech companies operate in one of the most tightly regulated industries in the world. While innovation moves quickly, regulators prioritize security, transparency, and consumer protection. This is where KYC (Know Your Customer) becomes essential — not only to meet legal requirements but also to build trust and reduce long-term risk. Understanding KYC in Fintech KYC ensures that financial institutions verify the identity of users before providing services. It protects the platform from fraud, money laundering, and illegal activity. KYC Includes: Identity verification (ID, passport, NID, driver’s license) Face matching and liveness detection Document verification with OCR and AI Address and phone verification Why KYC Is Critical 1. Preventing Fraud Without KYC, anyone could create multiple fake accounts, use stolen identities, or funnel illegal funds through your platform. KYC dramatically reduces these risks. 2. Building Customer Trust Users feel safer when they know a platform verifies all participants. This leads to stronger customer loyalty and increased transaction volume. 3. Protecting Your Business From Legal Risk Non-compliance can result in huge fines, shutdown orders, and long-term damage to a startup’s reputation. Proper compliance is an investment, not an expense. 4. Unlocking Global Partnerships Banks, card issuers, PSPs, and liquidity providers prefer working with platforms that maintain strict KYC standards. Modern KYC Technology Fintech companies now use AI-powered verification tools to make KYC fast and seamless. These include: Biometric face matching Automated document scanning Instant risk scoring Automated AML checks The future of fintech depends on compliance. Businesses that embrace KYC early grow faster, avoid regulatory pressure, and create a safe ecosystem for global payments.

How Digital Wallets Are Transforming Global Finance

How Digital Wallets Are Transforming Global Finance Digital wallets have reshaped the way individuals and businesses interact with money. What started as a simple tool for storing card numbers has evolved into a powerful financial ecosystem that supports payments, investments, identity verification, and even credit scoring. The Evolution of Digital Wallets Early digital wallets were limited to basic online payments, but today they offer: Instant peer-to-peer transfers Multi-currency balances QR and NFC payments for retail Integration with banking and card networks Crypto and stablecoin storage options Why Digital Wallets Are Growing Fast The rapid shift towards cashless economies, driven by mobile penetration and financial inclusion, is accelerating adoption around the world. 1. Speed and Convenience Users can send money, pay bills, buy airtime, or withdraw to bank accounts instantly — all from their phone. No long queues, no paperwork. 2. Enhanced Security Modern wallets provide advanced security layers like: Biometric authentication (Face ID, fingerprint) Tokenized payments instead of exposing card data AI-driven fraud detection 3. Personal Financial Tools Today's wallets often include budgeting tools, spending analysis, saving goals, cashback systems, and reward programs. 4. Financial Inclusion In emerging markets, digital wallets have become the primary banking method for millions of unbanked users, giving them access to digital payments, savings, and micro-loans. Business Value of Digital Wallets For fintech startups and enterprises, offering a wallet system creates a foundation for additional financial services such as loans, investments, subscriptions, and agent networks. Bottom line: Digital wallets aren't just a payment tool — they are becoming central hubs of the global financial system, expanding opportunities for consumers and redefining how money moves worldwide.